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Core and More is a low-cost fixed indemnity medical program that starts with a CORE of medical benefits ... with the ability to add MORE coverage where needed, as determined by you and your clients.

Designed for groups of any size - as few as 5 insured employees.

No Industry or Class restrictions.

Tailor a plan that will suit the employees' particular needs.

CORE benefits are the minimum coverage that must be selected by your clients.

Customize the plan by adding MORE benefits to address the identified needs.

No deductibles ... no waiting period ... no pre-ex limitations.

And still MORE: offer an optional program of Dental, Life and Short-Term Disability benefits, all at a competitively-packaged rate.  Contact Preferred Care for details.

The CORE Medical Benefits provide limited coverage in most major areas of healthcare:

Inpatient Benefits: hospital confinement, surgery and anesthesia

Outpatient Benefits:

  • Doctor's visits

  • Surgical Procedures

  • Anesthesia

  • Specified Therapies

  • Diagnostic X-ray and Cardiovascular services

  • Laboratory Testing services

  • Wellness Care

  • Emergency Room visits

  • Ambulance service

  • Prescription Drugs

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Medical plans underwritten by BCS Insurance Company, Chicago, IL.

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What is not covered ...

  • suicide or attempted suicide, or any intentionally self-inflicted injuries, while sane or insane;

  • act of war (declared or undeclared);

  • covered person's commission of a felony;

  • covered person's operating, riding in, or descending from any aircraft, other than while a fare-paying passenger on a licensed, commercial, non-military aircraft;

  • services by an immediate family member or by covered person's employer;

  • mental or nervous disorders;

  • alcoholism or substance abuse;

  • full-time military duty;

  • illness or injuries related to covered person's work;

  • eye or ear examinations, glasses or hearing aids; and

  • dental treatments or cosmetic surgery.

This gives a brief description of important features of the benefits plan. Every effort has been made to ensure its accuracy; however, it is not a contract. The contractual terms and conditions of coverage are set forth in the group policy. In the event of a discrepancy, the policy would be the determining factor. The exclusions and limitations described herein apply to residents of most states; however state laws do vary.

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FOR MORE INFORMATION, PLEASE CALL 800-222-3085

    
 

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Preferred Care, Inc.

1300 Virginia Drive, Suite 315

Ft Washington, PA 19034

information@preferredcareinc.net